Terms of Service

Last updated: 5/12/2026

These terms govern your use of insurance.oqlio.com. By using the service you agree to these terms. Specific policy terms are provided separately when you take out cover.

Eligibility

You must be 18+ and legally able to enter into a contract.

Acceptable use

Don't misuse the service — no fraud, no abuse, no unauthorized access.

Liability

Our liability is limited to the amount paid for cover in the relevant period.